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Seeking solutions to Vulnerability in Old Age: Preferences, constraints, and alternatives for coverage under Peru’s pension system

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Seeking solutions to Vulnerability in Old Age: Preferences, constraints, and alternatives for coverage under Peru's pension system
Author(s)Barr, Abigail; Packard, Truman G.
AbstractExploiting new data from a survey and behavioral experiment conducted in Peru we analyze individuals’ preferences for securing income in old age. We identify a group that is unrationed by the mandate to save in Peru’s pension system, and draw insights from their affiliation and contribution behavior. Among the unrationed, those who are more tolerant of risk, have more children, and have a greater share of housing in their accumulated assets are less likely to affiliate and/or contribute to the formal pensions system. Further, the less risk tolerant choose private individual retirement accounts over a publicly administered pension system.
IssueNo
Pages1-46
ArticleAccess to Article
SourceCSAE Working Papers
VolumeNo
PubDate2005
ISBN_ISSN


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